Default, Real Estate, & Collection Attorneys Charlotte, North Carolina
Located in North Carolina’s bustling city of Charlotte, ALAW’s office is dedicated to serving the financial sector with unmatched legal expertise. Our team, specializing in default, real estate, and collections, is equipped to handle the multifaceted challenges of the industry. With Charlotte being a significant financial hub, ALAW’s presence ensures that our clients receive the best legal counsel, tailored to their specific needs.
North Carolina Legal News
Non-Judicial Foreclosures and Junior Federal Non-IRS Liens
As many of you may be aware, the impact of the Show Me State Premium Homes, LLC v. McDonnell, 74 F.4th 911, 914 (8th Cir. 2023), reh'g denied, No. 22-1894, 2023 WL 5920101 (8th Cir. Sept. 12, 2023) 8th Circuit Court of Appeals case is rippling through our industry. This week, a major underwriter issued guidance indicating that a junior non-IRS lien should be...
Franklin Greene Joins ALAW in North Carolina as Managing Attorney
Franklin Greene has joined ALAW as the managing attorney in North Carolina. He brings over 20 years of litigation experience to the firm and is admitted in all state and federal courts throughout the Carolinas. While initially focusing his practice in employment law, Franklin has specialized in banking and financial services litigation since 2013. He has extensive experience litigating in state and federal courts in the...
CFPB’s Proposed Debt Collection Rule
On Tuesday, May 7, 2019 the Consumer Financial Protection Bureau (CFPB) issued their proposal to amend Regulation F, which incorporates the Fair Debt Collection Practices Act (FDCPA). The proposed rule takes into account the current communication landscape, which vastly differs from when the FDCPA was first enacted. Specifically, it clarifies how debt collectors can communicate with consumers via email and text messages. The use of...
Obduskey v. McCarthy & Holthus
U.S. Supreme Court rules that businesses engaged in nonjudicial foreclosure proceedings are not considered "debt collectors" under the Fair Debt Collection Practices Act. In a much-anticipated decision, the U.S. Supreme Court upheld the Tenth Circuit by holding that entities conducting nonjudicial foreclosures are not “debt collectors” under the Fair Debt Collection Practices Act, except in the limited scope of §1692f(6). The unanimous Court reviewed the nonjudicial practices of...